Our Services
Market Commentary
OFC News
Our Team
News & Info
Contact Us
Disclosure
Portals
Virtual Vault
Home

Disclosure


IMPORTANT DISCLOSURE INFORMATION
OFC Financial Planning, LLC (“OFC”) is a New Jersey state registered investment adviser located in Short Hills, NJ.  OFC and its representatives are in compliance with the current filing requirements imposed upon New Jersey and SEC registered investment advisers by those states in which OFC maintains clients. OFC may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. OFC’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of OFC’s web site on the Internet should not be construed by any consumer and/or prospective client as OFC’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by OFC with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of OFC, please contact New Jersey, the SEC or other state securities regulators for those states in which OFC maintains a registration filing. 

In the alternative, enter the firm’s CRD number (133846) in the following SEC website to determine all of the firm’s state registrations, as well as view the firm’s Form ADV Part I disclosure document: http://www.adviserinfo.sec.gov/IAPD/Content/Search/iapd_OrgSearch.aspx

A copy of OFC’s current written disclosure statement discussing OFC’s business operations, services, and fees is available from OFC upon written request. OFC does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to OFC’s web site or incorporated herein, and takes no responsibility therefor.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Past performance may not be indicative of future results.  Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by OFC) made reference to directly or indirectly by OFC in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s).  Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by OFC), will be profitable or equal any historical performance level(s).

Certain portions of OFC’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, OFC’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from OFC, or from any other investment professional. OFC is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. 

To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to OFC’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from OFC, or from any other investment professional.

Each client and prospective client agrees, as a condition precedent to his/her/its access to OFC’s web site, to release and hold harmless OFC, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from OFC.


©2017 OFC Financial Planning, LLC. All rights reserved.